Since about 2008, many people have had trouble refinancing due to declining market values, even if they were otherwise qualified. While there are loan programs out there for refinances that will go to 125 percent loan to value, they are restricted in many ways and have not been available to all. However, many areas of the valley have seen double digit increases in value the last few years, and in the meantime many homeowners have dutifully kept on paying their loans off and have made substantial reductions in the amount they owe. I keep hearing rumors out there that there …
Source: Vail Daily Feed
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