Mortgage insurance — when I first propose and discuss the option to those buying and even refinancing homes, the reply I receive is generally not one of enthusiasm to say the least. Mortgage insurance carries the connotation of wasted money or excessive monthly payments. But when examined in a little more depth, mortgage insurance can be a savvy financial tool to use when buying or refinancing a home if the circumstances require it. By definition per Wikipedia, mortgage insurance “is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan.” Mortgage insurance …
Source: Vail Daily Feed
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